Job Description

Who We Are:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability— where brokers win.

Our Company’s Core Values:

• Integrity
• Accountable & Dependable
• Team Centric
• System & Process Oriented
• Service Ethic
• Organized Efficiency - Risk Management & Compliance

Your Impact:

• Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust
• Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction

In This Role You Will:

• Review and assess mortgage loan applications to determine eligibility and risk
• Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
• Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
• Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation
• Maintain complete, accurate records of underwriting decisions and conditions
• Stay current on industry regulations, Non-QM program changes, and underwriting best practices
• Support a team-oriented, solutions-driven underwriting environment
• Perform other underwriting-related duties as assigned by management

Requirements:

• Bachelor’s degree or 5+ years of mortgage underwriting experience
• Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios
• Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
• Manual underwriting experience required
• Recent underwriting experience (within the past 6 months)
• Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements
• Proficiency with mortgage software systems, including Encompass and Mavent
• Exceptional analytical, organizational, and decision-making skills
• Clear, professional communication skills, both written and verbal
• High attention to detail and accuracy

Benefits:

• Health insurance
• Dental insurance
• Vision insurance
• 401(k)
• 401(k) matching
• Paid time off

While At Dominion You Will Enjoy

• Company outings & social events 
• Virtual events 
• Companywide competitions and raffles 
• Personal financial workshops
• Orioles season tickets

Job Tags

Full time, Flexible hours,

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